Reformation GC

Insurance Claims Process

 
 

Navigating Your Insurance Claim with Reformation GC: A Step-by-Step Guide

At Reformation General Contracting, we understand that dealing with property damage can be stressful. That's why we've simplified the insurance claims process to help you restore your home quickly and efficiently. Follow these steps to navigate the process with ease:

  1. Assess the Damage: If you suspect damage, contact us for a free property evaluation or your insurance company directly. In urgent cases, we'll tarp vulnerable areas to prevent further damage, a cost usually covered by your insurance.

  2. File Your Claim: Contact your insurance's claims department directly, as your agent will not handle your claim. Provide the date and cause of the damage, along with a description of what you have observed.

  3. Schedule an Inspection: Our team will document all damage and create a detailed inspection report. We aim to coordinate with your insurance adjuster to ensure thorough coverage.

  4. Review Your Scope of Work: The insurance will detail the repairs and costs in a scope of work. Review this with your Reformation GC representative to ensure it covers all necessary repairs.

  5. Understand the Financials: Initial payments are made based on the Actual Cash Value (ACV), with the total work based on the Replacement Cost Value (RCV). A second payment will cover the remaining costs minus your deductible.

  6. Deal with Mortgage Companies: If you have a mortgage, checks may be issued to both you and your mortgage lender. Forward these to your lender for endorsement. We can assist with communications if necessary.

  7. Finalize Payment to Reformation GC: An initial payment covers start-up costs, with the final payment due upon completion to your satisfaction.


    Additional Information for a Smooth Process:


    • Always keep your claim number handy for all discussions related to your insurance claim.

    • Consider gutter and siding inspection and repairs as part of your overall property assessment.

    • Engage with Reformation GC early in the process for expert guidance and to ensure a comprehensive claim filing.

Ready to Start? Contact Reformation GC Now!

Partnering with Reformation General Contracting means choosing a seamless, supportive path through your insurance claims process. Our expertise ensures that your home will be restored to its pre-damage condition with minimal stress. Let’s get your home back to where it belongs—contact us today!